... do you think it's gonna have, uh, the biggest impact?

Uh, I, I agree with you that there's a lot of people that are still...

You know, people that have been trying to attack different angles of industry are using new tools to do that.

So you go back into the early days of InsurTech and, you know, 2010 timeframe, and it was all about broker portals and the cloud and, and, uh, click quotes.

And then, um, now they're kinda going, "Oh, AI's the new tool that's really gonna give me the silver bullet." But, um, I think my main, as I've been s- evaluating AI, trying to use it internally as well as evaluate vendors, I think the main differentiating point is just how deep is that person that's selling that thing in it.

Um, do they just have a rudimentary understanding of the technology and they're trying to slap it on a process, or do they understand it at a deep level? Um, that's pretty easy.

Uh, being an underwriter for 20 years with a traditional underwriting background, I'm, I kinda take a lot of pride in underwriting the vendors that we're looking at.

So the relationship becomes the bond that says y- this product's going to work for you even though you don't know how it's gonna work when you need it to work.