Do you see more scams that are kind of one offs and quick hitters where somebody is coming in, stealing some money and then getting out? Or is it more of these really long term kind of build the trust and work somebody over for months and months and months to get more money?

A little bit of a mix of both.

We absolutely do see more short-term kind of quick wins.

A lot of the gift card schemes are going to be the quick wins.

Please send me the gift card number.

They'll liquidate that out and move on from there.

Or a government impersonation scam in terms of, hey, we have your family member held captive or they did something.

Are banks pretty willing to be a part of this process?