Uh

...

I don't know what to believe.

I don't know who to believe.

And I think the real problem right now for people, especially as they head to the polls, we don't know who ...

What we know is what happens in our own home at our own kitchen table.

Other than that, it is smoke and mirrors these days, e- from, you know, social media on down.

Mm-hmm.

Uh, you know, Jim Jordan is, uh, saying, "Well, you know, folks are just gonna have to deal with these high gas prices," but you and I both know that's not exactly how that works in reality.

Not at all.

And, you know, e- everyone's been hearing more and more about this K-shaped economy, right? It means one part keeps going higher, and one part keeps going lower, and it's those people that are s- truly starting to feel it.

I mean, my college kid the other day said, "Oh my God, gas is $6 out here in Delaware." Like, people are noticing.

The wealthy, or the people that are doing well, I should say, can afford the extra $20 at the pump, and they'll complain about it, but they'll pay for it.

It's the lower income people th- that don't have that disposable income, Todd, don't have an extra $20 a week to fill the tank so that they can get to their job.

That...

How concerned should we be about those numbers?

What are the folks over at Labenthal saying? What are you seeing?

Today's the day that diversification gets to wave its, you know, happy flag, right? Because what we're seeing today is clients that are frightened to death.

They don't know what's going to happen next.

But yet when you have a diversified portfolio, you realize it's not going to hit.

It's not in the toilet.

You're doing okay.

I think oil is the biggest thing right now, Nicole, right? What happens with oil? Does it hit 100? If it hits 100, we start to feel that.

So what does a good diversified portfolio look for? I know different age groups, different risk tolerance, but what is maybe a good diversified portfolio look like to you?