But if that truly is a goal, just like any other goal, how do we build the financial plan around it to support that? And I'd love to just hear your thoughts on that, Tony, of, you know, are we seeing people, are you seeing people that are hanging on to a time period that has now been five years ago, you know, expecting something to change that we're just not seeing that much? You know,

Tim, I have been, it's interesting.

I've seen it a lot too with buyers who participated during that time as well that need a bigger home or having a job opportunity where it would be better for them to move.

And they'll call saying, I still have that rate that you wrote for me in the high twos or mid threes.

And the home doesn't fit them anymore.

And the rates are higher.

But to your point, We wouldn't be in a sustainable environment if rates were still at that level because the prices of real estate would just be astronomical.

I'm not