It's quite a simple concept really, but could you just talk us through how a workplace pension works and why it's such a good place to start when it comes to building up money for retirement?

Yeah.

So I guess it's worth saying at the top that you'll normally have your state pension, so that'll be coming your way.

Um, but that's relatively modest.

So a workplace pension is really critical to build up the savings for your retirement on top of that state pension.

Um, so you've got your contributions going in.

They benefit from tax relief, so the contributions are essentially tax-free, up to certain limits.

Do you have any tips for people to help them boost that pension pot during their working life?