But, uh, can one of you opine on this?

Yeah.

So the short answer is it depends.

I'm not just saying that as, you know, the classic financial planning podcast comment of the day, but it, it's contingent on the plan itself and what that plan requires of en- of enrollees at Medicare age.

So when you look at the IRS's revenue ruling that ruled on something remarkably similar to this, they basically established a three-pronged test where all of the following things need to be true in order for the 36-month period to be extended.

So the spouse or dependent child must be a qualified beneficiary in connection with the employment.

The spouse or dependent child must still be a qualified beneficiary at the time it occurs, and it must be a qualifying event.

Yeah.

[laughs]

No, I want the listeners to understand that they too [laughs] have a chance.

But, uh, you know, jokes aside, I think I'll start first by framing sort of the, the career transition.

So as Chris alluded to, I'm not really a traditional financial planner in the sense that I was schoolhouse trained in financial planning and then, uh, came aboard here.

Actually, before this, so in the, the pre-2026 era, I was actually an infantry officer.

So in about, let's see, I commissioned in May of 2018 out of the University of New Mexico, and I joined the active duty Army as an infantry officer.

From there, I went to Fort Benning, Georgia, for my initial entry training, Ranger School, Airborne School, before I get my first assignment in 2019 at Fort Campbell.

Mm.