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Todd Roselle

Sep 9, 2026

10:00
Hmm
10:00
... get some sort of financial aid from schools or qualify for the ability to take loans, right? Um, there's a calculation that, uh, the FAFSA takes into account, so, you know, how much income you have, how m- how much you have in assets, how much the child has in income, how much the child has in assets.
10:19
Um, and one thing to consider, and again, this is not a recommendation, but one thing to consider that doesn't come up on the FAFSA form, so if you, if you're on that borderline 200, $250,000 of income or less, something to consider is hold your 529 plan if you have one, the college education savings plan that you could put money into over the course of time.
10:39
Take money out, let it grow tax-free, then take money out tax-free if those expenses are, are paired with, um, assets that come out of that 529 plan and their college, you know, school accredited institution expenses.
10:52
Um, maybe hold those assets in grandma and grandpa's name.
10:55
So-

7 MINS LATER

17:29
Yep
17:30
... what one does isn't necessarily what you need to do, but it's always nice to get a different perspective.

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