just pain inside of it in like i think so many guys feel helpless to really turn the corner out of that pain and start to make ground and creating literally creating a completely new culture in their marriage and the relationship with their kids and the way they see themselves the relationship with god right because that's that's when it gets real like how did you practically do that with your wife and how did you do that with your kids and How'd you do that with yourself? Can you unpack some of that?

Yeah, Jay, you just said so much because this, this compassion word is compassion for myself really has to start with what you just said is that I don't like the word victim, but I really did live like a victim to my world.

before I even knew that there was such a thing as a victim.

And being raised in a culture that does not teach you how to do life in a healthy manner, I didn't choose most of what I believed until I get to choose.

But even now that I get to choose, where am I going to go to find out? I would read scripture, but I didn't even understand most of what I was reading.

I was fiercely devoted to Jesus.

I believed in the reality of Holy Spirit doing these things for us.

When when you don't have to pretend that you have a good life when you don't have to pretend that you have real real relationships but you actually do it

And Todd, that volatility really carries a lot of real and lasting consequences, right?

Yeah, and when you look at the overall big picture, especially if you're paying attention to the S&P 500, you'll notice that historically, May through October, there are some changes during that period of time compared to November through April of the following year, where about 6.3% higher versus 3% in the summer months.

So that seasonal gap, if you're not paying attention, can kind of sneak up and bite you sometimes.

August and September historically are the weakest back-to-back months for the S&P and the only consecutive months with average negative returns.

And I think if we've learned anything, it's that success leaves clues, history repeats itself.

And just by being aware, or working with someone that, you know, is constantly in it, and it is aware of what's going on as a retiree, the market volatility creates what planners call sequence of returns risk.

And losing money at the beginning of a retirement has a drastically different effect than at the end of the retirement.

Mid-year is a really great time to take a look at that.

I gather there is a lot, and in particular, people may not know, but two Ukrainian brothers who I mentioned were highly involved in this, and it's an interesting story about how they got involved.

Well, their father immigrated to America from Kiev, but they were both born here in America.

And so I think with any nonfiction book that wants to explore a well-known topic, there has to be a story in there that isn't well-known.

And the story in this book is the story of his two brothers, Bob and Dick.

And how they struggled for years to find some type of success, which finally comes their way in their mid to late 30s in Mary Poppins.

And it's a transformative, it changes their lives.

It changes the life of the studio.

And how did they come to get involved?