Okay.

But the moment my daughter goes in and takes out half or all of the money, 'cause now she can because she's on the account, then I've completed the gift for gift tax purposes.

So that's how that gifting works.

But, so again, I, I don't like it because it's subject to her creditors.

She can get it.

It's, it's gonna be subject to, you know, a, a potential gift if she walks in and makes a gift.

So we've got that problem, so lots of issues that could go on.

Uh, and I, I was basing that on the, uh, SECURE Act 2.0.

Right.

Well, if you own f- Massachusetts real estate, here's a little trick not everybody knows.

Massachusetts can tax non-residents...

Well, let me start.

Massachusetts can tax residents on tangible and intangible assets.

So that would be money and real estate.

Massachusetts can tax non-residents, i.e. you, on not on intangible, but on tangible property.

Well, you've got two minutes