It's about looking at, I mean, how would you tell a client if they're having a difficult period, what is it? Is it something they need to learn? Is it they have to go through it to come out of the other side? Is it meant to be in what is supposed to happen in this lifetime for them? I mean, usually with a difficult period, what do you say to that for the client?

Well, There's a lot of components there.

I'll give you one example.

So I had one of my best friends, and I'm not going to name names, obviously, but I told her three weeks, sorry, three weeks, three years in advance that, and this girl had saved a lot of money.

And I mean a lot of money.

And I said to her, I said, you're going to go broke and lose all your money.

So just make sure that you are keeping some money aside with mom or sister or in a bank or somewhere for a rainy day.

Is there more learning? Is there something that they've got to go through a typical period? Obviously, it's so difficult to see people go through or losing a loved one too early, right? Anything like that, any challenge, right? How do you navigate that with the climb?