Tinashe, could you build on that if possible? Why are certain markets like Egypt more advanced or let's say receptive when it comes to receivables finance?

So if you look at the history of factoring, it was mainly a merchant-based product, and that was very big in the ports.

A lot of merchants would come in with product, and before they, they've sailed out again, there was a need for, for cash flow.

So they would leave their products with different buyers at the port.

In that instance, they'll be looking for an advance payment, and then the goods will be sold while they're away.

So given that historically and looking at the history of Africa, you've identified key ports.

So Morocco and South Africa were very key ports for trade and, and, and that has helped develop.

And Tinashe, what would you say are the key barriers to setting up regulatory bodies and oversight boards in, in Africa, and how is the work being done by FCI or in general, as you've observed from your Afreximbank vantage point, what work is being done to counter those barriers?