So let me ask the question, do you see any future to have CBDC also on public rails?

That's certainly something we have to look into.

And I think that's also one of the interesting differences between BX Digital and STX, because BX Digital is on a public blockchain.

And I guess that's also one of the reasons why we are using the trigger solution, because central banks, including us, are at this stage not ready to go on a public permissionless blockchain with a CBDC.

But I think...

I'm also in the camp of those who think that there are many benefits of these public blockchains.

I think the main challenges for central banks are, I would say, at least three or four.

Do you see a bit of a shift also in terms of the roles in our industry? Like who does what? Are the banks still the ones in charge of issuing money to the private, the retail sector? Or how does that change in the future?