So tell me, in general, how do these scams work?

Which scam? What do you mean? The money laundering scam, how it works in general? I think everybody gets a picture of what we get in the movie.

So, of course, in the movies they will get some ideas right, but they make it much more glamorous than what it is in reality.

On TV, it's suitcases of cash, casinos, offshore islands, fast cars, some criminal mastermind staring moodily out a window.

Real money laundering is way less cinematic.

It's ordinary bank transfers, invoices, property deals, loans, corporate structure, payment for services that are almost impossible to put a real value on, like consulting fees, a classic one.

Nobody's quite sure what the consultant activity was, but there's an invoice for 250,000 euros that apparently explains it.

How has that changed things for money launderers and for you and the financial firm trying to combat financial crime?