Okay, so let's talk through who would be suited to both hire purchase and PCP.

If you plan to keep your car for an indefinite period of time and you don't want to be forced to change it at a, at a particular time in three or four years down the road, a hire purchase gives you more flexibility.

You're going to be paying more per month unless you take it over a longer term.

So roughly a, a five-year hire purchase would give you similar payments, very broadly speaking, to a three-year PCP.

So if you want to keep the car for longer and you don't want to be forced to change it, then a hire purchase works well because once you've made that last payment, you're no longer paying hundreds of pounds a month.

You can just keep driving around in that car.

So if you don't want to be forced to make a change, you want the ultimate flexibility, uh, a hire purchase is the best bet.

Mm.