Does anything else come to mind in terms of what could be done better from the point of view of startups? Any pattern that you see or common mistakes being made

I think there are a couple of points around the business formation that differentiate certain types of startups and solutions from others.

And I think we talk about this in our collaborative quite a bit, the continuum and all funded work.

And that is that there may be really good small businesses and we want them to succeed, but that's not the same as having a venture-backed, massive offtake unicorn kind of company, right? Both are important.

Like my early days in doing business...

Entrepreneurship training and business lending were those mom and pop shops, as we call them, the more common sort of small businesses that are necessary for the community or for the economy that's there.

Those two need support.

And I know obviously that things have changed since you took over as CEO in 2025, right? So tell me about that.