Yeah, yeah.

You know, a decent amount, 150 grand back on them.

So he was like, "Well, I'm gonna get you to sell another one off.

There's another 150 grand," and stuff like that.

So, we end up kind of becoming quite friendly over that few month period in the first one, and he's like, "Mate, do you wanna just go all into it?" And I says-- And at, by this point, I've now got my offer to jack it.

I says, "Mate, I've just jacked it, and, like, my resignation's in." Mm-hmm.

"I'm getting my redundancy package." He's like, "Right." He's like, "You got another one?" I says, "There's another fucking two, two flats.

Mm-hmm

And that's changing from interest only to repayments now, aye.

To repayments.

But there was a kind of couple of turning point moments that made us pause.

One of the last major portfolios that we bought, it was when the interest rates started to ramp up.

And as obviously any market conditions can change, the lenders all get spooky and the fucking products go a bit nutty.

So at the time the products went a bit crazy, every single product was a 5% arrangement fee.

So we're buying an Aberdeen, a portfolio in Aberdeen by 5% arrangement fee, which is getting added to the loan.

Right.