But yeah, maybe if you could talk about what it meant to be running technology at JPM in the 2000s versus what it means to be doing fintech in the 2010s versus what it is now when you're sort of this like financial lab.

Yeah, no, it's a great question.

I mean, look, I mean, again, if you go back to, you know, late 90s into 2000s, it was the dot-com, right? I mean, Chase.com was, you know, conceived and implemented very, very early on in the early 2000s.

And then came the Chase Mobile.

Again, if you really think about what a true sort of financial technology is, is the intersection of people being able to access their money and be able to move their money in a very sort of safe, secure, and a frictionless way.

And that's essentially what a fintech does, right? And, you know, we are the sort of the technology arm of a lot of financial institutions in the U.S.

that doesn't necessarily have the wherewithal like the likes of JPMorgan Chase and or Wells Fargo or Bank of America.

Yeah, I would