And Simran, how are you seeing things over in the US and, and, and now obviously with a, with a half an eye on London as well?

Yeah.

Thanks, Rob, and thanks, Russ, and, uh, happy to be on the podcast.

So thanks for having me.

I'd say for the US side of things, it's a very similar story to what Russ just said.

I think it's very much still a buyer's market, and it continues to be a very attractive place for clients at the moment.

What I'd say, similar story to London, is that the competition amongst US insurers remains to be strong with an abundance of available capacity, albeit what I would say is it's probably not to the same extent as, as you guys are seeing in London.

How, how do you guys think the underwriters are thinking about emerging technologies today, and how can organizations demonstrate that the risks are being effectively managed? Simran, starting with you, question to you, please.