Do you think they should be? Like what tools should advisors be using? Are Claude and Chachapiti kosher? What is the, I guess, rules of play when it comes to safety with AI tools?

So I come from a security background, so I've got a bit of...

I've got a few thoughts on this.

I think, firstly, I do think it's kosher.

They're enterprise agreements.

We understand where the data's being processed, where it's being stored, if the data's being used for training, reinforcement learning.

If you have a line of sight into actually what's happening with that information, then it is kosher.

So what are those firms actually doing, those 5%? What tools are they using? What can advisors do so they can join that 5% who are actually transforming their business and unlocking the ability to service more clients?