So I suppose what happens next then from your side? What do you guys do?

Yeah, I mean, our work would probably take place in unison of yours, to be honest, in the background.

And it's probably something you don't necessarily see us doing, but cash flow planning, running various different scenarios, stress testing an individual's retirement, because they'll take some proceeds from the practice, potentially some from selling a freehold or or the goodwill value of the practice.

And they probably get some lump sums from their NHS pension or various pensions.

And then it's about, well, what do you do with it? Have you got enough? Is it going to last? If there's any bumps in the road, potentially, have you got enough money to see you through? And we look at the impact of death, ill health, even things such as what the impacts of care costs.

So it's about planning now for various different eventualities because there's every chance that it might come up and we see it day in day out so it's about you know getting your ducks in a row willing in advance knowing exactly what could happen and preparing

properly i suppose it's important from your side as well than that they don't take their foot off the gas because if you've done all the planning on the basis of them receiving x yeah then you get renegotiated down the line then it probably skews all the work you've done.

Yeah, I mean, I work with a lot of dentists who, you know, they'll give me a monetary figure.