feeling like something's off or wrong or they could use some and again this isn't meant to be a sales pitch but i want to get i want to help listener if they are experiencing some of those traits that they're like man it just would be nice to talk to somebody and just get a different perspective

Yeah, look, my approach has always been that the first meeting I tend to have with people, we never, in my profession, and I realize there'll be all kinds of listeners, business owners that listen to this, and they won't necessarily speak our language because we work or have worked in the financial planning space.

But normally, for those who are not familiar with the process, normally the first meeting would be what we call a fact find meeting.

We gather information, we go away, we put a proposal together.

Usually for people in vulnerable situations, my first meeting is no paperwork, no fact find, no detail.

It is about getting into the head of the individual.

Tell me what you're going through.

the influencers are also a thing is that now a thing so what are you finding with say celebrity sports star influencer where the that lifestyle is very i don't want to say yeah you need to show a lot but are is the trend more savings or they live in more