Sam Woods
CEO of the Prudential Regulation Authority
5
APPEARANCES
4
PODCASTS
012
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Sep 17, 2026
Fears of an AI takeover, Issues in swing districts, History of sausage in Wisconsin
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29:44

Kate Archer-KentHOST
Sam, did partisan politics come up in responses where perhaps a local resident blamed a specific leader or political party for not doing enough on a particular issue? How did politics weigh in here?

Sam WoodsGUEST
I think, you know, that's part in the questions, you know, the questions we ask is more of like, help us set a scene, like what's going on here? How did we get here? And, you know, it would sometimes come up, but Particularly when we're talking about, you know, an issue like data centers where just opposition kind of cuts across party lines didn't come up at all comes up.

Sam WoodsGUEST
But, you know, your topics more of like education funding came up a little bit more because those kind of perspectives tend to kind of reflect partisan divides.

Sam WoodsGUEST
I think what we found in talking to people across the state, in about seven counties across the state, seven swing districts across the state, is that people notice that there's, again, whether it's data centers, education, ag policy, there are problems to be solved, and they just want solutions.

Sam WoodsGUEST
And they're here to talk about solutions, and they're not necessarily here to talk party politics.

Kate Archer-KentHOST
Did they come armed with some solutions to these issues or did you hear like just sets of sets of problems and they want elected leaders or their local commissions to respond to them?
The Church, the Brain, and Transformation with the Pastors Who Brought us NeuroTheology
45:37
45:58

Sam WoodsGUEST
Yeah, I would start by saying for our seminary, the particular track we were on did not touch on counseling per se.

Sam WoodsGUEST
So we didn't really get into the counseling space, although I know they have particular tracks that deal with that.
8 MINS LATER
A
54:26AngieGUEST
Yeah.
How Business Owners Should Use AI First with AI Advisor Sam Woods
1:26
1:43

Sam WoodsGUEST
So I used to have a marketing agency where we primarily worked with conversion rate optimization and got conversion rates up and all that goes with it, so traffic and conversions and economics.

Sam WoodsGUEST
And by 2016, we had started working with machine learning, which is kind of what the larger scope that AI exists within is machine learning.
12 MINS LATER
How do I know that my money is safe?
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11:24

Jamilla BlakeHOST
What happens in this situation if they suddenly have a lot more money in their account?

Sam WoodsGUEST
Yes, and if you're fortunate enough to have more than £120,000 in your account, then you won't be covered by the normal scheme.

Sam WoodsGUEST
If, however, that amount has arisen for a particular reason, such as selling a house, then we do have a temporary higher balance amount, which at the moment is £1.4 million.

Sam WoodsGUEST
And that is particularly to accommodate things like a house sale or a house purchase.

Sam WoodsGUEST
We don't want people to worry that they're immediately at risk if they do such a transaction.

Sam WoodsGUEST
You've got to make sure that you spread your funds around and get back under the limit.

Jamilla BlakeHOST
Because I think a lot of people listening won't actually understand, firstly, that the PRA is part of the Bank of England, but also how the FSCS fits into that.
Meet our next guest! Sam Woods talks about keeping your money safe
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0:05JamillaHOST
Is your money actually safe? To discuss this with us, I am joined by Sam Woods.
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0:16JamillaHOST
It's quite hard now sometimes to identify if a bank is authorised or not because there are a lot of apps and brands that maybe look like a bank but

Sam WoodsGUEST
We keep a watchful eye over the banks and the insurance companies to make sure that they're run in a safe and sound way.

