So how do you see this as a market opportunity for you as a credit bureau that's growing? Obviously, people are coming in, but in terms of, let's say, the value of what they create.

Yeah.

See, there are two parts I will say.

If you look at from lender's perspective, thin file does not mean that the customer is not credit worthy enough.

In fact, it could be a good sign as well, right? Because at least the person did not have any defaults or delinquencies, right? Maybe because of that, the file is thin because the person has not had enough loans, right? So basically, we all talk about, you know, intent and ability.

Now, maybe intent can be checked from whatever they have taken if they have not defaulted.

Abilities obviously has to be checked from the cash flow or income, right? So based on that, the banks normally take decisions, so people who are even in the, you know, let's say, new to credit or early part of the credit, there are levers to understand that, you know, they could be a potentially a better.

Do you feel that these are the kind of products Gen Z wants more than maybe others, or?