
Sabiha Mukadam
CFP and fee-for-service financial planner, Partner at Sage Collaborative Financial Planning (Ed Rempel), and co-host of the Unconventional Wisdom podcast.
2
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Sep 23, 2026
Managing Debt After Separation: How to Protect Your Credit and Cash Flow
1:42
1:51
1:57
2:10

Sabiha MukadamGUEST
Essential, uh, one, something which we will medium to long, and then something which we can just put away in long-term.

Sabiha MukadamGUEST
So the essential one comes is, a lot of times when you are separating, uh, people get very...

Sabiha MukadamGUEST
Because, again, because they are carrying the financial burden singly, they get very think about using credit cards or credit lines when they actually need to pitch in for something, which is a snowball effect and they are just causing more problems for down the time.

Sabiha MukadamGUEST
So essential means whatever you need to get through day to day, that is something is essential debt.
7 MINS LATER
Hidden Homeownership Costs, Doom Spending and Managing Debt After Separation
30:54
31:32

Sabiha MukadamGUEST
Essential, uh want something which we medium too long and then something which we can just put away in long term like that's not something you have to worry about right now so the essential one comes is a lot of times when you are separating uh people get very because again because they are carrying in the financial burden singly they get very think about using credit cards or credit lines when they actually need to pitch in for something which is a snowball effect and you're just causing more problems for down the time so essential means Whatever you need to get through day to day, that is something is essential debt.

Sabiha MukadamGUEST
Because, you know, between figuring out what I need for rent or mortgage and everything, there's figuring out period, which is when you use your credit cards and stuff like that.
7 MINS LATER
