But two, is that where, I mean, I'm just asking for a friend, but is that where advisors get fired, bad performance?

It's not the downturn.

It's the lack of understanding of what to expect, right? So I think that good advisors spend a lot of time early on when markets are doing well, planting the seeds in people's minds to remind them that this isn't always the case.

There's always going to be ups and downs.

And so if you have a person look at their portfolio and see whether it goes up or down, it's close to about 50, 50, 53 percent of the time it's up at the daily level.

Right.

But if you look over much broader periods of time, say a person were to check their portfolio once, once a year.

If someone's listening to this conversation and they either have an advisor or are looking for an advisor, what would be the kind of question you would suggest they should be asking their advisor to filter out someone that understands some of this versus a technician? Right.

is this going back to our you know lizard brain level kind of thing is this like primarily human

Yeah, I think this is primarily human.

I mean, and there's neurological research along these lines too that demonstrates that there seems to be a neurological basis for this.

So how does this affect what people decide when they're investing? And even if they're not over-monitoring? Well, I mean, markets are always going up and down.

That's just the nature of how markets are going to go.

So that's part of it.

But it's worth recognizing that people are hypersensitive, that they feel they remember the downs more than they do the ups.

How do you stop yourself from