What does an employer actually need to do? Well, if the employer

chooses a state sponsored plan, there's still a fair amount of administrative work involved.

For example, the employers need to register with the state program.

They need to upload their employee information and make sure that the state has all the information they need.

Then they need to communicate with their employees about the program.

They also have to manage enrollments and any opt-outs if employees don't want to participate.

And then finally, they have to track payroll contributions on a weekly basis or on a per-pay period basis to make sure those contributions are being forwarded to the state timely.

What should employers consider when deciding between a state plan and their own plan?