What are those fears? What do you tell clients in those situations?

Well, thanks, Dave.

You're right.

I mean, there's plenty to be worried about, right? Geopolitics, tariffs, wars, macroeconomic events going on around the world, inflation, interest rates, you name it.

The list can go on and on.

One of the things we say, and I love this from Buffett's genius, right? He would always say, don't make your investment decisions based on macroeconomic trends because we're not smart enough to know where certain elements of the economy or the world are going.

So a much better approach is to be way more practical about it.

How do we get through the emotion of all this noise today and preparing clients for that when everybody's like, well, what about gold? What about this? Because we're seeing superinflation and