Deferral limit.

Yeah, your deferral.

So the data to check includes your age, your plan type, your paycheck, cash flow, employer match, Roth availability, your tax brackets and retirement dates.

But what we tell most of our... folks that come in who were in those final years of working is if you have the ability and it matches with your cash flow you max out those contributions besides the fact that you're padding your retirement but it is also um the more you can allocate to that it decreases the amount of income that you're taxed on so um you know, that number is very encouraging for people that are late career savers.

But as most of you know, it is later in the career where you start making more money or for most people.

So that is the time to be able to capitalize on those higher contribution limits.

Now, if you are age 50 and over, you have an additional catch-up amount that you can add to that 24-5, which is $8,000 in year 2026.

Should location come before the income plan? Interesting question.