So the big question is what happened?

Yeah.

So lending businesses, financial services businesses, um, it's very common they'll raise, raise large amounts of money.

Um, so over, over the years it would've raised, uh, you know, certainly £10 million in equity, um, but also a considerable amount in debt.

Lending businesses have a blend of the two and quite a complex kinda capital structure.

Um, and, uh, to, to, to make it as simple as possible, for every pound lent, part of that is the firm's money, part of it is, uh, is debts that larger financial institutions provide to make up the loans.

And the business itself, fundamentally at its core, uh, solves the problem that we just spoke about, which is, um, you know, niche responsible lending in a very sensitive sector.

So the issues then, which you've touched on, was it a, do you see it as a market problem? Do you see it as the product itself? Or was it the business solely?