So if someone is listening, has never had a serious conversation with their spouse or family about financial preparation, what is one conversation you would encourage them to begin to do now?

I would, I would really start, have them start with one simple question.

If something's happening to either of us, what will the other person know what to do? Just emotionally, but financially, where are our accounts? What bills need to be paid? What insurance do we have? Who do we call? What are our wishes? You don't have to go through everything in one conversation.

You just need to open the door, because sometimes the most important financial conversation isn't about how much money you have, it's about making sure the person you love isn't left trying to figure out everything by themselves.

Thank you.

Mm-hmm.

I hope a family had, a family had a difficult conversation while they still had the time and the choices to make.

Because I have learnt, like I said, through loss, that we don't always get to choose when the story ends.