Are you able, at the end of the day, to really collect from the people you view as culpable? Or how often are they able to escape financial penalties by hiding assets or something else?

We're very careful in reviewing the decisions to bring claims to make sure that we think we do have, as I say, cost-effective claims.

So that's something else that the agency has continued to monitor every year.

There's a report to the board of directors on the claims that were brought, how much it cost, how much was recovered.

And if you go back and you look from 85 to 2005, they recovered over $10 billion and spent about $2.5 billion, roughly.

So it's closely one to four in terms of the amount of money spent.

You get $4 recovered for every dollar spent.

Are we are we prepared for this? I think, you know, whether we're prepared for it or not, I think, you know,