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Rae Armand

Ray (Rae) Armand is a UK-based Chartered Accountant and profit & wealth coach, founder of Wealth Lab and former Managing Director of Qube Accountants, who helps business owners keep more of what they earn.

Oct 6, 2026

18:15
I know that, with a lot of companies that I've worked with you can sort of start to see it is the fact that they you know they know that they're at capacity they're doing everything they're they're trying to move forward and they're trying to grow but they can't because they're they have no time um but they know the route they're on is not going to give them what they're ultimately looking for
18:37
it's scary how many businesses because as an accountant and having run my zero hero program which is teaching business owners to do bookkeeping.
18:44
And when I say a business owner should never do bookkeeping, I know so many business owners who want to because they've been burned.
18:49
And that's why I put the program in place and I've worked with so many business owners in that capacity.
18:54
So, but I say, ultimately I'm trying to also give them the tools so that once they've learned that they can pass it on to someone else.
18:59
Okay.
19:00
Just as an aside, but looking inside so many businesses, I see that, It's incredible how many business owners, because of the crazy number of hours they're working and the small amount of money they're taking out their business, they are working for minimum wage or less.

10 MINS LATER

29:33
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