And I think we're very proud of that, to be to be able to take care of that you know and and those small businesses so they can grow and continue and offer all the things that they uh that they should be able to offer um and be protected at the same time obviously health insurance can be one of the biggest expenses for a small business let's talk a little bit about how the smart plan works differently from a traditional like small group or ACA health plan, and maybe what potential advantages that it can offer employers?

Sure, Deesa.

I'll jump in for that.

So with the SMART plan, I mean, a lot of the plans, you know, they function very similar.

However, this was designed, you know, specifically for members of their local chamber.

It gives them, you know, the protection with the backing of Anthem, you know, with our stop-loss coverage.

I don't want to get too technical and overdo it here.

What does a business need to actually qualify for the smart plan, like membership requirements? Are there requirements regarding, you know, the number of employees who have to participate or how much the employer contributes towards the coverage?