So I don't want to steal your thunder, Pat, but why don't you kind of go through a little bit about InsurePay and what you do and how you work with agencies and carriers and so on.

Yeah, yeah, sounds great.

Thank you.

Okay, so InsurePay's got a couple of different businesses.

One is pay-as-you-go workers' comp.

I'll touch on exactly what that is in a second here.

The other thing we do is we do premium collection for agents and for MGA.

you know, other than let's say the lower down payment, like how would you pitch that or sell that to the client other than just throwing it out there as an option? What would you say, you know, to give agents a wording to use, to go over it, you know, professionally with their client?

So I don't want to steal your thunder, Pat, but why don't you kind of go through a little bit about InsurePay and what you do and how you work with agencies and carriers and so on.

Yeah, yeah, sounds great.

Thank you.

Okay, so InsurePay has got a couple of different businesses.

One is pay-as-you-go workers comp.

I'll touch on exactly what that is in a second here.

The other thing we do is we do premium collection for agents and for MGA.

And then from a, you know, why don't you talk through a little bit about how the payroll companies interact, you know, with the program and how many you have available? So just kind of give a flavor for it.