How did those kind of shape your transition from teaching to eventually getting into the journalism track?

those two social justice movements totally shaped the rest of my life.

And you know how fortunate in many ways that I would have come of political age at the time when this country was going through such dramatic and important changes, and at the University of Georgia to be in that freshman class with Charlene Hunter-Gault, and who happened to live in my dorm, and So we became friends and watching the struggles that she went through and understanding that it's some deep, personal, friend-to-friend basis as well as having grown up seeing the injustices.

everywhere.

That really activated me in a way that has remained a very real part of all my work.

And then the women's movement was starting too.

And that came at a time when I, as a young married woman, had to face a divorce, which was very unheard of in the South.

What made climate change feel like the issue that demanded your attention right now?

Pat and Brittany, can you give our listeners a quick overview of what of the measurements we're talking about here? Does designated reserve ratio, minimum reserve ratio, and how these numbers go into the calculations of federal deposit insurance?

Sure.

I'll take a first stab at that.

And on the minimum reserve ratio, it's very clear.

So that one is set out by statute.

So Congress has mandated that the FDIC must maintain a fund of 1.35% of insured deposits.

And so that is something that they have to maintain.

What went into that original decision, into that original calculation says we're going to 2%.