Uh, what, what's the truth, guys? Pamela?

[laughs] The, the truth is that, um, we looked the problem in the face, and we realized that actually digital trade isn't scaling.

Um, all of our, the industry celebration over single pilots, over the crawling advance of EBL adoption right now at 12.8%, um, it shows us that actually our current efforts and our current approach, um, are inadequate to the task at hand.

And the trade finance gap that you mentioned is actually a symptom of this, um, of this problem that trade is unequal.

Trade has a structural problem, and digitalization has the ability to actually begin to right that structural imbalance, but only if we do it in a really scalable manner.

So what's gone wrong so far is that, um, we see accelerating fragmentation, the rise of digital islands, the rise of platforms in order to connect the digital islands, um, and these solutions haven't worked.

Um, and so now is the time that the governance board, um, and DSI have basically said, "Okay, we need a new approach." We, we do have elements of the approach.

What, what does success look like? Is it going to be increasing that 12.5%, or is it going to be when the file save-as functionality works? And what's the roadmap for that?