Anything pop out at you as things that are going right in the industry right now or something that really excites you?

Yeah, I'd say, I mean, short term, the thing that excites me is that, you know, I mentioned relationships are more important than ever.

And unfortunately, most people and our clients and including and in Blend as well, most people in Blend weren't working to make, you know, they were working for things that were to help the clients, right? or their customers or members, but they weren't working directly with the member to try to help them because there's so much back office and middle office, I'll call it, I'm gonna say important, important nonsense.

So like a good example of that would be when you're giving somebody a loan, you gotta check that they can pay back the loan and that takes a lot of time and energy.

Well, what if there's a world where you don't have to check that yourself because you have amazing AI agents that are doing that work for you and you can spend all your time helping the client or member or whatever it is with whatever problem or life situation they're in.

And so the amount of the percentage of energy that's going to go towards the consumer and and the client and all these things is going to go up as a, as a overall focus of organizations, which is hugely positive because there's so many underserved people and underserved companies.

If you're a software provider like us, there's so many underserved things in the, in the world.

That's all.

You talked a little bit about your vision, right? But let's explain what is your vision for Blend Labs was on the day one, and if that has changed at all, if not, what Blend Lab is doing, how that it became evolved so that people who are not familiar with Blend Labs give us a flavor.

Initially, we set out to modernize the technology stack of the mortgage industry.

We wanted to have it be something that could work really well in a mobile-first world, In a digital first world and in a data first world.

And I'll talk about those three.

I remember on our first calls with customers, I was like, you know, most of your customers over the next five to 10 years are going to be applying for their mortgages on a mobile device.

And people are like, no, no.

Like, why would they want to do that? This is the biggest financial decision of their life.

So I guess from here, how do you grow Blend? So basically automate more part of the process of mortgage, add newer product like home equity? Like what is your vision for Blend Labs for next five years or 10 years?