Mm.

... of all of their, um, expenses and finances.

Doesn't really exist for a lot of people who don't have wealth advisors or financial advisors.

So you think about the masses, what is agentic finance gonna do? It's gonna enable, um, the personal, you know, finance, uh, in your pocket to exist.

You could look at your portfolio, you could design and program your AI agent to look, check the market for better deals for you, to check out, you know, better ways to save your money, better places to deposit your money.

That's what the future looks like.

And so I would say from a savings perspective, it's gonna be able to do the, do the price checking, do the sourcing for you, and bring a picture back to you so you can make that decision, and get permission to do that next step for you.

[laughs]

That's right

... for you to go out and find an opportunity.

So that's...

I'll, I'll give you that.

I will say that just demographically, eight billion people in the world.

About six billion of them have mobile phones, two billion of them don't, and there's, there's a...

Around the world, to your point around where we are in terms of digital banking, having accounts, there's a lot of regions that are just now catching up in terms of its capacity to build and bring people onto bank accounts and bring them into the ecosystem.

Mm-hmm