instability comes opportunity.

It does.

It does.

But sometimes you have to wait for that opportunity to pay off.

It's not an instant thing.

This is not a scratch a lot, you know, an instant Kiwi.

This is something that you should be invested in KiwiSaver for years and years and years.

you're closer to retirement, for example,

instability comes opportunity.

It does.

It does.

But sometimes you have to wait for that opportunity to pay off.

It's not an instant thing.

This is not a scratch a lot, you know, an instant Kiwi.

This is something that you should be invested in KiwiSaver for years and years and years.

you're closer to retirement, for example.

Yes, sure

... for, for giving unregulated financial advice.

But it, it's just the...

To my mind, it's something to be really cautious about.

You know, I think being engaged in your finances is really important and should be encouraged, but thinking about, you know, the advice that you might see online, what you might see on YouTube, which is sometimes [laughs] what I get links sent to me from people seeing things on YouTube.

Um, you know, the, where you're getting your sources of information and financial advice is really important.

It should be from somebody who is qualified, and know how they are being paid for what they are telling you.

Oh, you know, I only lost five grand.