Yeah, absolutely.

Well, time flies.

It's hard to believe that I've been in and around the financial services space for about 20 years now.

But as you noted, I studied economics at the Harvard Kennedy School and then kind of an economist and had that mindset for a very long time.

And that's really where my love of the space started.

There's this problem called the missing middle, which is why is it that SMBs and small businesses have such fewer resources and such fewer banking services as large corporates or individuals? Why is it that? that access to financial services is so limited.

And I really fell in love with that problem.

How does the tokenized deposit kind of fit into that? And are banks really ready to take that on?

Give us the quick and dirty as to what just signed into law, what you're building with StableCore, and how this new law impacts the crypto industry and your company as a

whole.

Absolutely.

So let's start with the first question you asked about the Genius Act.

It was the first major crypto legislation in the United States ever.

The simple way to think about it is for years, the industry has been the Wild West.

But finally, crypto is putting on a suit and tie.

So share with our listeners, what's the cool stuff you guys are working on and how does it affect the crypto markets and their wallets in the future.