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Nick Colletta

Vice President of Underwriting – Human Services at Philadelphia Insurance Companies (PHLY), specializing in religious organization and non-profit insurance.

Oct 8, 2026

3:56
what types of risk management services and resources would be best practices for religious organizations
4:03
john religious organizations face many of the same risk as other non-profits but they often have fewer internal resources to manage them for property exposures proactive monitoring is a best practice Many house of worships occupy historic structures with aging electrical systems, aging plumbing, and unique architectural features.
4:35
Tools like Philly Sense, as I previously mentioned, help organizations identify those issues early.
4:42
We've seen situations in the middle of the night where a water heater was leaking or an overflowing toilet was flooding the bathroom that luckily was detected early through Philly Sense monitoring before becoming a major loss that could have led to extensive property damage.
5:01
Auto transportation is another significant exposure.
5:05
Many churches operate vans and buses for youth groups, schools, senior transportation, camps.
5:14
GPS tracking and monitoring within these vehicles is paramount.

5 MINS LATER

10:41
What types of coverages or forms should religious organizations look for that are specific to their unique exposures and risks?
3:55
What types of risk management services and resources would be best practices for religious organizations?
4:02
John, religious organizations face many of the same risk as other nonprofits, but they often have fewer internal resources to manage them.
4:17
For property exposures, proactive monitoring is a best practice.
4:22
Many house of worships occupy historic structures with aging electrical systems, aging plumbing, and unique architectural features.
4:34
Tools like Philly Sense, as I previously mentioned, help organizations identify those issues early.
4:42
We've seen situations in the middle of the night where a water heater was leaking or an overflowing toilet was flooding the bathroom that luckily was detected early through Philly Sense monitoring before becoming a major loss that could have led to extensive property damage.
5:01
Auto transportation is another significant exposure.

6 MINS LATER

10:40
What types of coverages or forms should religious organizations look for that are specific to their unique exposures and risks?

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