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Nick Colletta
Vice President of Underwriting – Human Services at Philadelphia Insurance Companies (PHLY), specializing in religious organization and non-profit insurance.
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Oct 8, 2026
Issues & Answers: PHLY Gets Religious Organizations
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3:56John WeberHOST
what types of risk management services and resources would be best practices for religious organizations
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4:03Nick CollettaGUEST
john religious organizations face many of the same risk as other non-profits but they often have fewer internal resources to manage them for property exposures proactive monitoring is a best practice Many house of worships occupy historic structures with aging electrical systems, aging plumbing, and unique architectural features.
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4:35Nick CollettaGUEST
Tools like Philly Sense, as I previously mentioned, help organizations identify those issues early.
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4:42Nick CollettaGUEST
We've seen situations in the middle of the night where a water heater was leaking or an overflowing toilet was flooding the bathroom that luckily was detected early through Philly Sense monitoring before becoming a major loss that could have led to extensive property damage.
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5:05Nick CollettaGUEST
Many churches operate vans and buses for youth groups, schools, senior transportation, camps.
5 MINS LATER
J
10:41John WeberHOST
What types of coverages or forms should religious organizations look for that are specific to their unique exposures and risks?
Issues & Answers: Ratemaking With Dynamic Data
J
3:55John WeberHOST
What types of risk management services and resources would be best practices for religious organizations?
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4:02Nick CollettaGUEST
John, religious organizations face many of the same risk as other nonprofits, but they often have fewer internal resources to manage them.
N
4:22Nick CollettaGUEST
Many house of worships occupy historic structures with aging electrical systems, aging plumbing, and unique architectural features.
N
4:34Nick CollettaGUEST
Tools like Philly Sense, as I previously mentioned, help organizations identify those issues early.
N
4:42Nick CollettaGUEST
We've seen situations in the middle of the night where a water heater was leaking or an overflowing toilet was flooding the bathroom that luckily was detected early through Philly Sense monitoring before becoming a major loss that could have led to extensive property damage.
6 MINS LATER
J
10:40John WeberHOST
What types of coverages or forms should religious organizations look for that are specific to their unique exposures and risks?