Now let's get into the transaction.

So it's a great pleasure to be here.

Thank you for having us.

And Jamie, as always, it's great to talk to you.

Jamie's been a friend, mentor, and guide and leader in the restructuring business for a long time, and he continues on with the new chapter of his life, which he can talk a little bit about.

But let me start off, Jamie, with...

The world's an interesting place these days.

But I do think there's more that lenders can do to protect themselves in both the underwriting, the structuring, the execution, and actually the monitoring of the loans on an ongoing basis.