M
Misha Nemtsev
Mykhailo (Misha) Niemtsev, SSCP® is a Digital Risk Advisor at Edmonton-based North Road Investment Counsel, appearing on Real Talk with Ryan Jespersen to discuss digital threats facing investors.
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Oct 21, 2026
Smith's Separatist Problem
73:27
83:45

Ryan JespersenHOST
Have, have our, has, has our security awareness, I think I know the answer to this, but has our security awareness evolved w- with the way that we do business as well or, or is the average person kind of lagging behind?
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73:37Misha NemtsevGUEST
I think we're a little bit behind because security systems are mainly designed to prevent unauthorized access.
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73:42Misha NemtsevGUEST
So if somebody trying to access your computer or your device without your consent, there is nothing that can protect you from clicking the button Send or initiating the compromise when somebody's convincing you to act a s- specific way.
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73:54Misha NemtsevGUEST
Uh, so in most cases, I see a, a little bit too much confidence in what the computers are supposed to be doing to protect them, and a little bit more complacency in personal behaviors.
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74:06Misha NemtsevGUEST
So a few things that I think we should all be doing when the banks, the government, or anybody is con- uh, contacting us with a strange request or a request of higher importance is hanging up, calling back through an official number, something that you can vet, something that you know who you're reaching.
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74:24Misha NemtsevGUEST
Uh, I've been dealing with an interesting case last month where clients have received a phone call from their bank.
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74:30Misha NemtsevGUEST
Uh, the right caller ID, the right name, even the branch name appeared on the cell phone when they received the call.
9 MINS LATER

Ryan JespersenHOST
But why don't we give the audience, regardless, uh, of whether or not they're ever gonna have the pleasure of meeting you in person, Misha, a few tips for cybersecurity month, like a few things that you would like every Real Talker to do, like, today, uh, to better protect themselves.