What have they

got to lose? Oh, okay.

Good point, good point.

Yeah, absolutely, absolutely, absolutely spot on, absolutely spot on.

What a wonderful story.

But it does raise the question about longevity, right? I mean, you know, with science being the way it is and with medicine being the way it is, and especially with the information that's out there for the consumer.

know people are taking a little bit better care of themselves not everybody but people are taking care of themselves a little bit better and we are seeing people living longer certainly into their late 80s and early 90s if not 95. so i think the longevity issue is is so important and that people frequently overlook and they overlook it from two different perspectives one they worry about living too long and running out of money so they're afraid of spending money today so that's a problem that's a problem to itself and then they worry about i'm not going to live that long so i spend all my money now or i don't plan on living to 95 and that's a problem as well because if you're 60 or 65 years old and you think you're going to die at 80 and you plan on spending your money and living a life that you only need money till you're 80 and you live to 85 or 90 or 95, you probably have a problem.

That really is the true way to kind of plan for that longevity is making sure my income's not gonna run out and then I can take as much risk or as little risk as I want to beyond that point.