It's strikingly accurate.

Yeah.

I feel like we are in the mindset of, like, "Well, if we're gonna spend, we have to get the best deal," and it's like, why are we living, like you said, why are we living in that mentality still when we h- can afford, like, the things that we want? So why are we so hesitant to pull the trigger on that? Like you said, if, if we want to start doing these trips or even smaller things, like Dave always goes on a yearly golf trip, and that's something that he really enjoys, and so he's been doing it for, like, five years now with some of his buddies.

They go for a weekend-long golf trip, and I love that for him.

I don't have a mindset of something that I do for myself like that, and why shouldn't I, like, find something that I want and not have to second-guess the budget or second-guess the price on it before just saying, "Yeah, I'm gonna go for this"?

Uh, encourage it to be, you know, a little bit more fun and playful, keeping cost as really, like, a fifth consideration in things, and really, um, I think the biggest takeaway and probably the biggest area of work for me is also being very intentional with guilt-free spending.

Something that surprised me was definitely just how much we will end up having in retirement.

I just never knew that number, never thought it would be close to that.