Okay

... what I like to ask when I talk to a room full of advisors is I say, "Has there ever been a speaker where within the first 30 seconds you're going, 'Wow, this guy's a genius'?" And they almost all say yes.

In fact, you're one of the names that I use, you and Jeff Levine and people like that.

I, I might say something like, "Has anyone ever heard Michael Kitces talk and within 30 seconds, without even knowing why, you're going, 'Gosh, this guy's a genius.

How does he do it?' 30 seconds in, and the answer is the words he's using." So would you ever hear someone like that say things like a mega backdoor Roth conversion? You know, mealy-mouthed phrases that we use like that.

No.

Someone like you would probably talk about making full after-tax contributions.

Right