And I'd love to have you share at least some of the highlights of where you see that investment making a big impact for the organization and ultimately, of course, for your customers.

Yeah.

And I'm going to talk about some of our maybe our recent accomplishments and the innovations, because that's part of of that investment.

And if I were to kind of start off by even talking about about that one point five billion, we've invested five billion over the last several five years.

Absolutely.

five to 10 years for modernizing our core.

So really driving a lot of investment in our core systems modernization, which is a strong digital foundation that we have in place across all of our businesses.

Talk a little bit about how you've thought about a curriculum, perhaps for lack of a better way of framing it, or a means of ensuring that, especially for the non-technologists, they're raising their game to the point of understanding the power of these tools, how best to leverage them, of course, how best to leverage them safely,