This, this survey is the first iteration after the major impact of COVID has, has ended, and maybe did that play a part in any of the thinking for this survey?

Sure, Dale.

So the survey is actually the thirteenth study in this series, with the first one dating back to two thousand and one.

So we are really more than two decades in this series.

That longitudinal track record is one of the things that makes this research so valuable.

Because we could repeat certain core questions in each iteration, we are able to track how Americans' perceptions of retirement risk have shifted over time, across recessions, across market events, demographic changes, and, and yes, the pandemic.

So over the past twenty-five years, this survey has weathered three major periods of economic turmoil.

Wow