Can you tell me a little bit about how MX has seen competition for customer deposits change over time? And what are some of the kind of the big trends that stick out to you?

Yeah, I think probably the biggest trend of recent years is really just the ability to switch your deposits digitally.

And we partner specifically with Atomic.

I'll mention them, I'm sure, periodically through this because they're a close partner.

And I think being able to do that in a digital experience without having to, you know, do it on paper and, uh, and go do it with your HR department and those kinds of things like those, uh, those kinds of old ways of doing it are, uh, they're so, so yesterday and, um, be able to do it now.

And, and what I'm experienced with table is be able to do it in a digitally powered way.

Yeah.

Can you talk a little bit about, you know, the relationship between data, then core deposits and where we are in 2026 with financial institutions and their data?