Mm-hmm

... and they're like, "Yeah, I remember when I came through training, like, like we had a re- we had a, a retirement day where they, like, told us about our, uh, options for deferred comp and stuff." It's like a couple hours, right? Just right when they first get hired.

And w- like, I remember, like, in that, in those first days, like, you are so busy just, just trying to keep, like, awake and-

Right

... 15 years to even think about, "Well, maybe I should start putting a little bit more away," like, most of these options aren't even there yet, right? Like, it's a great, it's a great option if you already have $100,000, $200,000 in these accounts to, like, well, I am g- I'm gonna shift some money.

I'll pay the taxes or shift it or kind of re- re, like, balance things so I'm not paying a bunch of taxes when I retire.

Um, so I guess the point is, like, if you, if you're thinking about doing this early in your career, just start now.